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  Millions of RBS and Natwest customers locked out of their accounts after mobile phone banking app fails
  in another embarrassing meltdown
  
  
  Mobile and tablet apps used by two million people failed today
  
  Unhappy customers took to social media to complain about the banks
  
  RBS offered apologies and updates on its official Facebook
  page
  
  It took more than an hour longer to reinstate the service to customers who log in through Apple's iPhone and iPad.
  
  
  By SEAN POULTER FOR THE DAILY MAIL
  
  Published: 20:02 GMT, 28 March 2013 | Updated: 21:45 GMT, 28 March 2013
  
  
  
  
  
  
  
  
  
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  Millions were shut out of their bank accounts today after another meltdown in the computer system at the NatWest and Royal Bank of Scotland.
  
  
  The mobile Apps used by two million customers to access their accounts from iPhones, Android smartphones and
  tablets failed in the early morning.
  
  People who were waking up and checking transactions and
  balances, or trying to make payments, were locked out of their accounts for
  several hours.
  
  
  
  Royal bank of Scotland and Natwest had issues with their smartphone and tablet apps affecting millions of people
  
  The troubled bank, which is 82per cent owned by taxpayers, has
  suffered a series of technical failures that have left customers frustrated and angry.
  
  
  The bank offered apologies and updates on its official
  Facebook page in an unsuccessful attempt to quell complaints
  and prevent people switching away.
  
  
  
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  One angry customer wrote: ‘I've moved to Barclays
  after 10 years of nothing but hassle from NatWest
  ...... Little Britain must of got the phrase ‘computer says no' from NatWest'.
  
  
  
  Business and personal mobile banking customers for Natwest,
  RBS, and Ulster Bank are today experiencing problems
  
  
  A second said: ‘So pleased I opened a new account with someone else on Tuesday.
  Natwest are useless.' 
  
  A third spoke for many, stating: ‘Hey Natwest, instead of giving your useless bosses at the top of Natwest
  tower massive bonuses, try employing IT people
  who actually know what they are doing.' 
  
  The RBS-Natwest group paid bonuses totalling £607 million for 2012
  despite amassing losses of some £5.2billion.
  
  The mobile banking App which operates on the Android software system used by
  Samsung and others was restored around lunchtime yesterday. 
  
  However, it took more than an hour longer to reinstate the service to
  customers who log in through Apple's iPhone and iPad.
  
  
  Last summer, a major computer system failure that
  locked millions out of current accounts cost the bank
  some £175 million in compensation.
  
  In October, NatWest had to suspend a mobile phone banking App feature called GetCash, after
  the service was subject to a spate of ‘phishing' attacks by fraudsters.
  
  
  
  The GetCash service, which allows customers to withdraw cash without
  using a debit card, was later re-instated after security was beefed up.
  
  
  
  Just three weeks ago a hardware fault prevented customers
  from using cash machines and also affected online and telephone banking services.
  
  
  The bank has been heavily promoting the benefits of its mobile phone banking App.
  It recently unveiled a feature called Pay Your Contacts, which allows customers to send payments
  of up to £100 to anyone with a Visa card, by entering their mobile number.
  
  
  
  
  Mobile banking users took to Twitter to ask what was happening
  
  
  A spokeswoman for consumer group Which? said the problems
  will raise wider questions about ‘how robust and up
  to date banks' IT systems are'.
  
  She said: ‘Consumers and businesses alike rely on mobile banking services to access their accounts and
  consumers will rightly want to be assured
  that their money is accessible and safe at all times.' 
  
  Laura Willoughby, of the Move your Money campaign group, said: ‘Coming just weeks after the last IT failure, this really is the last straw for customers
  fed up with such unhelpful banking. RBS is not only too big to fail,
  but too big to provide proper customer service as well.' 
  
  RBS blamed a technical problem that was restricted to
  the mobile Apps and apologised to customers
  for the inconvenience.

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